We provide Insurance and Risk Management Solutions for all your needs.
Insurance products include the following:
- Homeowner
- Business
- Renters
- Auto
- Liability
- Errors & Omissions
- Accident Heath & Life
Life Insurance
- Life insurance is a contract in which an insurance company agrees to pay a death benefit to a policy owner in the event of the death of an insured.The insured is the person whose life the contract is underwritten on. This means that the death benefit is paid when the insured dies.
- The policy owner is the person that owns the life insurance contract. The policyowner does not have to be the insured, and in many cases ownership of the contract can be transferred.
- The beneficiary is the person who receives the death benefit once the insured dies.
- The death benefit is the value that is paid upon the death of the insured.